Tuesday, March 06, 2007

My Financial Nitwittery Strikes Again

My current major source of consternation is my own idiocy. I've managed twice in the past two months to incur 4 insufficient funds fees and, for about a week, a long string of negative balance fees. The most fantastic part? These God dammed fees ate up a healthy portion of my state tax refund. I finally got up the nerve to call and try to get the shit waived yesterday, but as I suspected, it was no use. I suppose I could've been harder nosed or tried crying, but it's my own fucking fault. I really will get it together one day.

On a considerably more positive note, I've begun saving again. I set up automatic deposits to my savings account on the 15th of every month, with the added hope of putting something in at every other pay period too. I have not told the FI-ance, but now that he's read this I hope he'll continue to trust my spankin' new saving acumen and just let me handle this. OK, boy?

The thing about having a house is that issues just keep coming. We had finally gotten all settled when we noticed the basement drain backing up every time we did the laundry. We called a plumber...and then we called him again 3 days later. Turns out our pipes are offset and that's what's with all the blockage. It's apparently a lateral line problem, which means our fair city has to come out and run a camera through the pipes to see where the issue is.

What's that you say? Oh, heavens no! The camera work isn't free, that'll be $400 please, says the city of Kirkwood. On top of that, when we finally go to get the crap fixed for good we'll be on the hook for %40 of the $3,000 to $6,000 cost of repairs, even though it's the city's pipes that are fucked. What the Hell! As long as nothing is going to cave in, the FI-ance and I have agreed to wait and not put ourselves into anymore debt over this pipe thing. And (knockonwoodpraisetheLord) the basement hasn't backed up in two weeks anyway.

Also, we could use more kitchen cabinets. We've gotten rid of a ton of pots, pans, dishes and utensils, but there still isn't enough room for what's left and, you know...food. I've had to resort to using the oven as storage space, and not just the broiler part at the bottom, but the whole damn thing, y'all. We have one good wall for cabinets, and the FI-ance's estimate of parts and labor sets us back $500 big ones. Why couldn't the heifer who rehabbed this place had thought to put those up? I mean how is anybody supposed to fit all their dishes and food and shit into 4 cabinets, one of which has the sink/garbage disposal pipes running through it? Bitch, please.

Now that's it's warming up a bit there are some spring type things we need. A water hose, stain and seal for the deck, a rake, lawn mower, edge trimmer, and definitely some pest control. Every time I venture into the basement now, I see at least one roach. I cannot stand the idea of those things in my house. Even in the basement. Now, we had a conversation about this just last night: the FI-ance claims (though he hasn't seen any of the bugs) that I'm not seeing roaches. "I bet some of them are beetles." Honestly, I realize that an unfinished basement, especially, is gonna have buggles of all kinds. But I know a roach when I see one. And, yes, we have roaches, of the cock variety, in the nethers of our house.

I'm trying to be reasonable about it. I wanted to go to Lowe's or Home Depot and get one of those giant bug jugs with the sprayer on it, douse the outside of the house and a few important corners inside and be done with it. FI-ance wants to call the Orkin man. Here I am trying to be all do-it-yourselfy, and he wants to spend more money on professional spraying service. Cause that's all there is to it, right? You buy some good killin' stuff, spray it and you're done. Right?


SoMuchSugar said...

Thanks for your notes; I have been reading up on your blog & love it! I know what you mean about the books - my husband harbors a bit of irritation at the bookshelves which are crowding up our apt. Good luck with your house-repair woes; yuck. I look forward to your future postings!

miss tracey nolan said...

Honey, just do whatever needs to be done to get rid of those ROACHES. Ugh!

Quill Chick said...

I would lend you my cats. They would love your roach problem.

Funny post!

citygirl said...

Thanks for the support, ladies! I bought a huge jug of killin' spray on Tuesday. I sprayed the bedroom, bedroom closet, bathroom and the basement. The next day when the FI-ance went into the basement he found 10 dead roaches.



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